Products | Distributors | Disclosures | FAQ | Contact Are you a current XL Card User? Click below to access your account • What is an XL Pre-paid    Card anyway? • Why should I buy an    XL Card • How do I use my XL    Card for making    purchases? For ATM    withdrawals? XL Payment Systems is a leading provider of pre-paid, stored value products nationwide. Based in Houston, Texas, XL can provide a stored-value solution for every need. We provide a turn-key solution including card production, PIN generation, customer service, Regulation E, funds management and settlement, network access, bank issuance and sponsorship, transaction processing, and transaction reporting at the Card level, merchant level and distributor level. Working with our partner financial institutions, intercept processors and fulfillment houses, XL can provide you with the service and integrity you deserve. Click to see different types of our products Click to learn more about becoming distributors The XL Payment Systems Card Program is sponsored by 1st Federal Bank. All Cards are issued by 1st Federal bank. Account funds are not insured by the FDIC. Subject to funds availability. Transaction fees, terms and other conditions apply. ALL RIGHTS RESERVED. All trademarks, service marks and registered marks are the properties of their respective owners. © 2004 XL Payment Systems, Inc.